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Using the IRA/LLC Structure to Invest in Real Estate

One of the more popular ways to use your self-directed IRA to invest in real estate is by using the IRA/LLC structure. A self-directed IRA requires using a custodian which is responsible for holding and administering the assets of the IRA. This method is typically more popular because it allows the IRA owner more control over the IRA transactions instead of waiting on your IRA custodian to complete transactions. The IRA/LLC method typically also saves you some transaction fees that many custodians may charge you to complete transactions.

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Retaining Key Employees: Stay Bonus

Business owners often express how hard it is for them to attract and retain talented employees who are key to business operations. I just spoke with a client this morning who told me "we recently lost a very key employee". The magic question is how do businesses find ways to incentivize their key employees to stick around for at least a certain amount of time? How can we reduce key employee turnover and the costs associated with it? The answer may be what's called a Stay Bonus.

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Invest in Real Estate within Your IRA

Self-directed IRAs are a little known tool which allows you to invest in real estate (among other things) and get all of the tax benefits that an IRA gives you. There are several qualified retirement plans that you can use to invest in real estate, including a self-directed traditional IRA and a self-directed Roth IRA. This allows you to tax defer gains on sales of properties, as well as the rental income from these properties.

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The Master File: The Estate Planning Piece Most People are Missing

The reason most of us have an estate plan is to make things as stress free as possible for those we leave behind. That’s why we spend the time and money necessary to get our estate planning documents in order and make sure our beneficiaries are up to date. But without proper organization, our family can still be left with a mess.

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HSAs, One of the Best Ways to Save for Retirement

Health Savings Accounts are perhaps one of the most underutilized retirement planning tools available. HSAs are arguably one of the most tax friendly ways to save for retirement since they offer a “triple tax benefit”. You are allowed to tax deduct your contributions, it’s allowed to grow tax free, and you can take tax free withdrawals for all qualified medical expenses including premiums for a long term care policy...

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